uob individual banking
uob individual banking
Blog Article
UOB Financial institution delivers a range of personalized banking providers made to fulfill the fiscal requirements of people. Under is an intensive overview to assist you have an understanding of the key features and offerings.
Different types of Accounts
Personal savings Account: This account enables you to save money even though earning desire.
Functions: Easy accessibility, interest earnings, small fees.
Positive aspects: Safe place for your cash, potential progress as a result of interest.
Recent Account: Perfect for every day transactions and controlling fees.
Attributes: Checkbook facility, overdraft safety.
Added benefits: Convenient for regular payments and withdrawals.
Set Deposit Account: For those trying to gain bigger interest prices above a set period of time.
Capabilities: Preset time period deposits, higher interest prices when compared with discounts accounts.
Gains: Protected financial investment option with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans which can be utilized for a variety of needs like schooling or residence renovation.
Varieties:
Installment Loans
Credit history Strains
Added benefits: Versatile repayment phrases, competitive desire premiums.
Property Loans: Tailored methods for obtaining house or refinancing existing home loans.
Sorts:
Set Charge Property Mortgage
Floating Rate Residence Loan
Added benefits: Unique plans to suit particular person demands, appealing fees.
Charge cards
UOB offers A selection of bank cards catering to distinct lifestyles and expending behavior:
Benefits Cards: Gain points on just about every obtain that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get money rebates on day-to-day investing for instance groceries and eating out.
Travel Playing cards: Unique benefits like air miles accumulation and journey insurance coverage coverage.
Financial investment Providers
For people interested in developing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by pros. * Suited to very long-phrase progress aims.
Structured Deposits * Brings together the features of standard deposits with financial investment goods. * Probably increased returns but uob personal banking with a few hazard associated.
Insurance coverage Items
To guard by yourself and Your loved ones in opposition to unforeseen activities:
Daily life Insurance plan * Delivers money protection in case of Loss of life or vital sickness. * May also serve as a savings Software depending on the plan picked out.
Wellbeing Insurance plan * Addresses health-related costs including hospitalization prices. * Important for mitigating large healthcare expenditures.
Digital Banking Solutions
Benefit at your fingertips by digital platforms:
Internet Banking
Helps you to deal with your finances on line:
Look at account balances and transaction history
Transfer resources among accounts or pay payments
Apply for new solutions (loans/charge cards)
Cell Banking
Banking on-the-go through cell apps:
Brief stability checks
Cell payment choices (QR code payments)
Notifications & alerts about account exercise
With these thorough choices, UOB aims to supply personalised banking options that cater specially to person necessities whilst guaranteeing benefit and safety in all transactions.